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Message: <blockquote data-quote="Grant Jennings" data-source="post: 295234" data-attributes="member: 746"><p>Walmart still has layaway, but I think they only have it during the holiday season. T.J. Maxx was on the verge of eliminating it in the 2000s but then the economy collapsed and they kept it; they've dropped it from a lot of stores since then. In my experience, layaway doesn't seem to be a productive use of payroll: a lot of the product that goes on layaway isn't purchased by the person who put it on layaway. Meanwhile, those items haven't been available for sale to other customers and may have missed a clearance markdown. When the layaway is eventually pulled and put back in inventory it may be out of season for that item.</p></blockquote><p></p>